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Here you'll find encouragement, practical tips, and training on how to manage your money in a way that honors God.

What Is A FICO Score and Should You Even Care About Yours?

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You know you have one, but what exactly is it? Your FICO score is supposed to be a wonderful reflection of your credit worthiness and your keys to the kingdom of credit extension. But do you really need to know your FICO score and how important is it. This post contains affiliate links. If you […]

9 Ways To Reduce Utility Costs

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If you want to reduce utility costs, small changes can yield you big results. No one tip, trick, or technique is likely to yield you 4-digit savings per year, but combined you can save several hundred or even a thousand dollars on your utilities. 1. Line Dry Your Clothing – On average, it costs $117 (using a […]

22 Ways to Reduce Expenses NOW!

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When you’re faced with the challenge of reducing your expenses it can be overwhelming. Many times we see our lives as one way and have a hard time envisioning ourselves living differently. I have talked with many clients who just don’t know where to begin with when they need to reduce expenses now. It’s hard […]

8 Ways Clutter Impacts Your Budget

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Welcome back to the Conquering Clutter Series.  Today we’re looking at how clutter impacts your budget. Reorganizing and decluttering have so many benefits. Drowning in too much stuff affects your mental and physical health, your emotional well-being and your wallet. Yes, your wallet! You might already have the itch to straighten out, tidy up and declutter but […]

Christmas On A Shoestring Budget

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Christmastime can put huge stresses on family, both emotional and financial. Are you pressured to have a tablescape worthy of a magazine, floors so clean you can eat off of, and a tree overflowing with gifts? Christmas with no money is a stressor but you can take a different approach like our family did. Our […]