Everyone dreams of a stress-free holiday season. That time between mid-November and January first is often a wonderfully busy time of year. We plan our Thanksgiving dinner, Christmas card list, and the cookies we want to bake but normally not before the beginning of November. But you know what can’t wait until November first? Your […]
Here you'll find encouragement, practical tips, and training on how to manage your money in a way that honors God.
A reverse mortgage may sound like a way to get you out of financial trouble but is it right for you? Click to read more.
You know you have one, but what exactly is it? Your FICO score is supposed to be a wonderful reflection of your credit worthiness and your keys to the kingdom of credit extension. But do you really need to know your FICO score and how important is it. This post contains affiliate links. If you […]
If you want to reduce utility costs, small changes can yield you big results. No one tip, trick, or technique is likely to yield you 4-digit savings per year, but combined you can save several hundred or even a thousand dollars on your utilities. 1. Line Dry Your Clothing – On average, it costs $117 (using a […]
The stress of past due bills can make a person want to bury their head in the sand. But ignoring past due bills won’t make things any better, in fact, it will only make it worse. I won’t lie, dealing with creditors isn’t always easy and sometimes you have few options. But there are things you […]
Money is an easy scapegoat for the problems in your marriage. But what non-money problems are killing your budget that can be solved without a second job? Learn more here!
Bankruptcy can be a humiliating experience but it doesn’t have to be the end of the world. You can recover from bankruptcy and rebuild a new financial life with these tips.
When you’re faced with the challenge of reducing your expenses it can be overwhelming. Many times we see our lives as one way and have a hard time envisioning ourselves living differently. I have talked with many clients who just don’t know where to begin with when they need to reduce expenses now. It’s hard […]
Welcome back to the Conquering Clutter Series. Today we’re looking at how clutter impacts your budget. Reorganizing and decluttering have so many benefits. Drowning in too much stuff affects your mental and physical health, your emotional well-being and your wallet. Yes, your wallet! You might already have the itch to straighten out, tidy up and declutter but […]
Christmastime can put huge stresses on family, both emotional and financial. Are you pressured to have a tablescape worthy of a magazine, floors so clean you can eat off of, and a tree overflowing with gifts? Christmas with no money is a stressor but you can take a different approach like our family did. Our […]