e you believing these lies about budgeting? If so, they are holding you back from true financial freedom. Learn the truth that will set you free. Click to learn more.
Here you'll find encouragement, practical tips, and training on how to manage your money in a way that honors God.
It is a tempting proposition to roll credit card debt into a mortgage. Here’s the scenario: We owe $145,000 on our mortgage and we’d like to refinance. We’ve been paying 6 years on it. We can get a 30-year fixed mortgage at 4.12% and we thought about rolling our credit card debt into that mortgage. […]
Online shopping can be such a time saver. No cold (or hot) car to get into. No crowds to deal with. No kids whining about junk at the checkout. Plus, you save gas which saves money. You can also save money shopping online with these secrets. This post contains affiliate links. If you purchase through […]
Helping kids learn about money was a topic that came up often when I was a budget coach. Once families were able to stabilize their finances they often began how to help their kids learn about money so they could avoid the mistakes made by their parents. Hare are five ways you help your kids […]
In these past 7 months as a young wife, I have learned countless things and many lessons. One of them is that you can learn a great deal about yourself by looking at how you handle finances. Another, more important discovery is: how you and your spouse work together financially says an awful lot about […]
Everyone dreams of a stress-free holiday season. That time between mid-November and January first is often a wonderfully busy time of year. We plan our Thanksgiving dinner, Christmas card list, and the cookies we want to bake but normally not before the beginning of November. But you know what can’t wait until November first? Your […]
A reverse mortgage may sound like a way to get you out of financial trouble but is it right for you? Click to read more.
You know you have one, but what exactly is it? Your FICO score is supposed to be a wonderful reflection of your credit worthiness and your keys to the kingdom of credit extension. But do you really need to know your FICO score and how important is it. This post contains affiliate links. If you […]
If you want to reduce utility costs, small changes can yield you big results. No one tip, trick, or technique is likely to yield you 4-digit savings per year, but combined you can save several hundred or even a thousand dollars on your utilities. 1. Line Dry Your Clothing – On average, it costs $117 (using a […]
The stress of past due bills can make a person want to bury their head in the sand. But ignoring past due bills won’t make things any better, in fact, it will only make it worse. I won’t lie, dealing with creditors isn’t always easy and sometimes you have few options. But there are things you […]