A sudden income loss can be stressful and send a family into a dizzying downward spiral. Here are 5 things you must do if you’re experiencing a sudden income loss.
Whose fault is it when the paycheck doesn’t come and you can’t pay your bills? A sudden income loss can happen to any of us at any time. You do have a choice but you can’t make it when the income stops.
Turning 40 came and went like any other day in the life of a work-at-home, homeschooling mama. I got up, did my thing, and went for dinner. Age has always just been a number to me. I’ve always felt older than I am. Those I worked with and hang out with are almost all older […]
Shopping online is a wonderful way to save time, gas, and sanity. But there are times when online shopping can have a negative impact on your budget. Read more to find out when it is better to stay off the online stores.
Budgeting gets a bad rap sometimes. People here the word “budget” and they scatter like roaches from the light. There’s a misconception that budgeting means you have to live within strict rules, have no fun, and figure a cost analysis for every purchase you make or adventure you take. People think of budgeting as a sure-fire […]
It is a tempting proposition to roll credit card debt into a mortgage. Here’s the scenario: We owe $145,000 on our mortgage and we’d like to refinance. We’ve been paying 6 years on it. We can get a 30-year fixed mortgage at 4.12% and we thought about rolling our credit card debt into that mortgage. […]
Online shopping can be such a time saver. No cold (or hot) car to get into. No crowds to deal with. No kids whining about junk at the checkout. Plus, you save gas which saves money. You can also save money shopping online with these secrets. This post contains affiliate links. If you purchase through […]
Helping kids learn about money was a topic that came up often when I was a budget coach. Once families were able to stabilize their finances they often began how to help their kids learn about money so they could avoid the mistakes made by their parents. Hare are five ways you help your kids […]
In these past 7 months as a young wife, I have learned countless things and many lessons. One of them is that you can learn a great deal about yourself by looking at how you handle finances. Another, more important discovery is: how you and your spouse work together financially says an awful lot about […]
Everyone dreams of a stress-free holiday season. That time between mid-November and January first is often a wonderfully busy time of year. We plan our Thanksgiving dinner, Christmas card list, and the cookies we want to bake but normally not before the beginning of November. But you know what can’t wait until November first? Your […]